MORTGAGE ADVICE

Whether you’re buying your first home or moving along the property ladder, a mortgage is a major commitment. Therefore it’s important to pick the right one!

At Investnshare we believe that choice is everything. However with a confusing array of different lenders, offers, rates, conditions and fees making the right choice isn’t easy. It’s our job to cut through all of this jargon and find the best deal out there for you.

Whilst discussing your goals we assess your individual circumstances and budget. We can then compare the best options currently available before choosing the product that’s right for you.

Once this has been decided we then take care of the entire application process making it as simple and hassle free as possible.

Why Choose Investnshare?

  • INDEPENDENT ADVICE With access to the whole mortgage market we are not tied to any single lender. This means we simply select the best deal currently available that will achieve your goals.
  • FREE CONSULTAION Talk to us for free with no obligation! Our fees are clearly explained and only charged once we’ve done our job and got you a suitable mortgage offer.
  • TEAMWORK With four qualified mortgages advisers there’s always someone free to offer you advice.
  • FLEXIBILITY Meetings are arranged at a time and place that suits you.
  • EXPERTISE & EXPERIENCE We are familiar with each lenders criteria and can work out the best way to successfully apply for your mortgage.
  • CONNECTIONS As a large and well established firm we have built up a wide range of connections within the mortgage industry who can often help us out when an unusual or difficult case arises.
  • FREE REVIEWS We review all of our existing clients free of charge to ensure that you are always getting the best deal possible throughout the lifetime of your mortgage.

Buying your first property is an exciting process! From working out how much you can afford to borrow to getting the keys of your first home we are here to help, guide and support you the whole way.

Maybe you’re moving for work, upsizing to your dream home or downsizing as you approach retirement. Whatever your reason moving home can be a complicated and stressful time.

For example you may be reliant on the sale of your existing property or be waiting for the people you are buying from to move out. On top of this your existing mortgage itself will need to be redeemed and possibly ported forward as part of the new loan.

The good news is that we have plenty of experience in this area and can help simplify the process.

We will always work out the best and most cost effective way forward, even if you are tied into an exiting mortgage deal.

We’ll also operate and organise around the timeframe involved in moving from one home to another creating as smooth a transition as possible.

Once an existing deal comes to an end it is important to assess your options as you may be able to secure a cheaper loyalty deal with your existing lender or possibly remortgage elsewhere for a better rate.
As mentioned in the ‘Why choose us?’ section of this page we monitor and review all of our clients mortgages. Therefore when you’re coming to the end of a deal we will discuss your future plans, research your options and figure out the best way to proceed.
Should you wish we can also help you remortgage in a way that raises some extra capital. This may be done for a number of reasons such as buying another property, building an extension, updating the kitchen or even consolidating other debts.

Designing and building your own home is something many people dream of. With years of experience and knowledge of the self build mortgage market and the unique lending criteria involved we can help you get the funding necessary to turn this dream into a reality.
Using our connections we can actually take a look at a proposed site location and show this to a lender who will then let us know if they would lend on such a property. This can be done before planning permission applications or any plans have been drawn which may save you time, money and effort.
The process of building your own home can be quite challenging, but we are here to guide you through the whole process and prove that like most things in life the greater the challenge the greater the reward.

Taking out a mortgage on an investment property that you intend to rent out is completely different to any residential mortgage you’ve had.
Whether you’re taking your first step into property investment or adding to a portfolio professional mortgage advice is essential when dealing with the ever changing Buy-To-Let market.
As advisers we keep up to date with the latest government legislation and taxation rules with regards to Buy-To-Let mortgages and properties. We also deal directly with lenders who specialise in BTL lending such BM Solutions and Virgin Money.
We’re want to see your investment succeed and will play our part by getting you the best Buy-To-Let mortgage deal possible.

Please note that your property may be repossessed if you do not keep up the repayments on your mortgage.